:root {
  --blue: #234da5;
  --blue-deep: #102d6e;
  --blue-ink: #0c204b;
  --green: #1ba335;
  --green-light: #4bd062;
  --ink: #151b27;
  --muted: #657086;
  --line: #dfe6f3;
  --soft: #f3f7ff;
  --white: #fff;
  --shadow: 0 24px 70px rgba(20, 48, 108, .14);
  --radius: 24px;
  --font-display: "Manrope", sans-serif;
  --font-body: "DM Sans", sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--ink); background: #fff; font-family: var(--font-body); font-size: 16px; line-height: 1.65; overflow-x: hidden; }
button, input, select { font: inherit; }
button, a { -webkit-tap-highlight-color: transparent; }
a { color: inherit; text-decoration: none; }
img { display: block; max-width: 100%; }
.container { width: min(1160px, calc(100% - 40px)); margin-inline: auto; }
.skip-link { position: fixed; top: -100px; left: 16px; z-index: 9999; padding: 12px 18px; color: #fff; background: var(--blue-deep); border-radius: 10px; }
.skip-link:focus { top: 16px; }

.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.91); border-bottom: 1px solid rgba(30,64,130,.08); backdrop-filter: blur(18px); }
.nav-wrap { min-height: 84px; display: flex; align-items: center; gap: 42px; }
.brand { width: 180px; flex: 0 0 auto; }
.desktop-nav { display: flex; gap: 34px; margin-left: auto; }
.desktop-nav a { position: relative; color: #374055; font-weight: 600; font-size: .94rem; }
.desktop-nav a::after { content: ""; position: absolute; left: 0; right: 100%; bottom: -8px; height: 2px; background: var(--green); transition: right .3s ease; }
.desktop-nav a:hover::after { right: 0; }
.menu-toggle, .mobile-nav { display: none; }

.btn { border: 0; border-radius: 12px; padding: 13px 21px; display: inline-flex; justify-content: center; align-items: center; gap: 10px; cursor: pointer; font-weight: 700; transition: transform .25s ease, box-shadow .25s ease, background .25s ease; }
.btn:hover { transform: translateY(-2px); }
.btn:focus-visible, button:focus-visible, a:focus-visible, input:focus-visible, select:focus-visible { outline: 3px solid rgba(35,77,165,.25); outline-offset: 3px; }
.btn-primary { color: #fff; background: linear-gradient(135deg, var(--blue), #173a89); box-shadow: 0 12px 28px rgba(35,77,165,.24); }
.btn-primary:hover { box-shadow: 0 16px 34px rgba(35,77,165,.34); }
.btn-sm { padding: 11px 18px; font-size: .92rem; }
.btn-lg { padding: 16px 25px; border-radius: 14px; }
.btn-white { color: var(--blue-deep); background: #fff; box-shadow: 0 16px 40px rgba(0,0,0,.14); }
.btn-outline { color: var(--blue); background: transparent; border: 1px solid rgba(35,77,165,.35); }

.hero { position: relative; padding: 54px 0 14px; overflow: hidden; background: radial-gradient(circle at 82% 20%, rgba(34,79,173,.13), transparent 32%), linear-gradient(145deg, #fff 0%, #f8faff 54%, #eff5ff 100%); }
.hero::before { content: ""; position: absolute; inset: 0; opacity: .32; background-image: linear-gradient(rgba(35,77,165,.055) 1px, transparent 1px), linear-gradient(90deg, rgba(35,77,165,.055) 1px, transparent 1px); background-size: 44px 44px; mask-image: linear-gradient(to right, transparent, #000 35%, #000); }
.hero-orb { position: absolute; border-radius: 50%; filter: blur(2px); }
.orb-one { width: 430px; height: 430px; right: -160px; top: 80px; background: rgba(28,163,54,.09); }
.orb-two { width: 240px; height: 240px; left: -100px; bottom: 30px; background: rgba(35,77,165,.08); }
.hero-grid { position: relative; z-index: 2; display: grid; grid-template-columns: 1.02fr .98fr; gap: 74px; align-items: start; }
.hero-copy { padding-top: 92px; }
.kicker { display: inline-flex; align-items: center; gap: 9px; color: var(--blue); font-size: .76rem; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.hero h1 { margin: 0 0 22px; max-width: 700px; font: 800 clamp(2.1rem, 3.3vw, 3.3rem)/1.12 var(--font-display); letter-spacing: -.04em; color: var(--blue-ink); }
.hero h1 em { color: var(--blue); font-style: normal; }
.hero-lead { max-width: 590px; margin: 0; color: #58647b; font-size: 1.16rem; line-height: 1.75; }
.hero-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 16px 20px; margin-top: 34px; }
/* Sized so the CTA and the WhatsApp link stay on one line in the hero column. */
.hero-actions .btn { padding: 15px 19px; white-space: nowrap; font-size: .94rem; }
.hero-actions .text-link { font-size: .94rem; }
.text-link { color: var(--blue-deep); font-weight: 700; white-space: nowrap; }
.text-link span { display: inline-block; margin-left: 4px; color: var(--green); animation: bounce 1.8s ease-in-out infinite; }
.hero-points { display: flex; flex-wrap: wrap; gap: 18px; margin-top: 32px; color: #4d596e; font-size: .9rem; font-weight: 600; }
.hero-points i { display: inline-grid; place-items: center; width: 20px; height: 20px; margin-right: 5px; border-radius: 50%; color: #fff; background: var(--green); font-style: normal; font-size: .72rem; }
.hero-points a { color: var(--blue-deep); font-weight: 700; text-decoration: underline; text-underline-offset: 3px; }
.hero-hours { margin: 14px 0 0; color: var(--muted); font-size: .84rem; font-weight: 600; }
.hero-form-card { position: relative; z-index: 2; align-self: start; padding: 30px 30px 28px; border: 1px solid rgba(255,255,255,.7); border-radius: 26px; background: linear-gradient(155deg, rgba(255,255,255,.98), rgba(239,245,255,.94)); box-shadow: 0 36px 90px rgba(29,59,125,.22); scroll-margin-top: 100px; }
.hero-form-card h2 { margin: 8px 0 6px; color: var(--blue-ink); font: 800 1.55rem/1.22 var(--font-display); letter-spacing: -.03em; }
.hero-form-card > p { margin: 0 0 18px; color: var(--muted); font-size: .9rem; }
.hero-form-card .form-grid { gap: 13px; }
.hero-form-card input, .hero-form-card select { height: 46px; }
.hero-form-card .btn-submit { margin-top: 4px; }
.hero-disclaimer { position: relative; z-index: 2; margin-top: 24px; padding-top: 15px; border-top: 1px solid rgba(35,77,165,.11); color: #7a8597; font-size: .73rem; text-align: center; }

.motion-strip { position: relative; z-index: 5; color: #fff; background: linear-gradient(90deg, var(--blue-deep), var(--blue), #193b87); overflow: hidden; }
.motion-strip::before, .motion-strip::after { content: ""; position: absolute; top: 0; bottom: 0; width: 84px; z-index: 4; pointer-events: none; }
.motion-strip::before { left: 0; background: linear-gradient(90deg, var(--blue-deep), rgba(16,45,110,0)); }
.motion-strip::after { right: 0; background: linear-gradient(90deg, rgba(25,59,135,0), #193b87); }
.ticker-row { display: flex; align-items: center; min-height: 58px; overflow: hidden; }
.ticker { display: flex; width: max-content; align-items: center; gap: 34px; white-space: nowrap; animation: ticker 26s linear infinite; }
.ticker span { font: 700 1rem/1 var(--font-display); letter-spacing: .08em; text-transform: uppercase; }
.ticker i { color: var(--green-light); font-size: 1.4rem; font-style: normal; line-height: 1; }

.runner-lane { position: relative; height: 34px; overflow: hidden; border-top: 1px solid rgba(255,255,255,.16); background: rgba(6,20,52,.35); }
.runner-lane::before { content: ""; position: absolute; left: 0; right: 0; top: 50%; height: 2px; margin-top: -1px; background: repeating-linear-gradient(90deg, rgba(255,255,255,.42) 0 18px, rgba(255,255,255,0) 18px 40px); }
.runner { position: absolute; top: 50%; left: 0; margin-top: -15px; display: grid; place-items: center; width: 30px; height: 30px; border-radius: 50%; color: #fff; background: var(--green); box-shadow: 0 6px 16px rgba(27,163,53,.5); animation: runAcross 8.5s linear infinite; }
.runner svg { width: 20px; height: 20px; fill: currentColor; animation: runnerBob .42s ease-in-out infinite; }
.runner::after { content: ""; position: absolute; right: 100%; top: 50%; width: 46px; height: 2px; margin-top: -1px; background: linear-gradient(90deg, rgba(123,224,140,0), rgba(123,224,140,.95)); }

.section { padding: 112px 0; }
.section-heading { margin-bottom: 54px; }
.section-heading.centered { max-width: 760px; margin-inline: auto; text-align: center; }
.section-heading h2, .decision-copy h2, .faq-intro h2 { margin: 12px 0 16px; color: var(--blue-ink); font: 800 clamp(2.15rem, 4vw, 3.65rem)/1.12 var(--font-display); letter-spacing: -.045em; }
.section-heading p, .decision-copy > p, .faq-intro > p { color: var(--muted); font-size: 1.05rem; }
.section-heading.split { display: grid; grid-template-columns: 1.05fr .7fr; gap: 80px; align-items: end; }
.section-heading.split h2 { color: #fff; margin-bottom: 0; }
.section-heading.split > p { margin: 0 0 6px; color: #b9c8e7; }
.kicker.light { color: #76e687; }

.qualify { background: #fff; }
.qualify-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.qualify-card { position: relative; min-height: 275px; padding: 28px 25px; overflow: hidden; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; transition: transform .35s ease, box-shadow .35s ease, border-color .35s ease; }
.qualify-card::after { content: ""; position: absolute; width: 110px; height: 110px; right: -45px; bottom: -45px; border-radius: 50%; background: rgba(27,163,53,.07); transition: transform .4s ease; }
.qualify-card:hover { transform: translateY(-8px); border-color: rgba(35,77,165,.32); box-shadow: var(--shadow); }
.qualify-card:hover::after { transform: scale(1.5); }
.card-icon { width: 47px; height: 47px; display: grid; place-items: center; margin-bottom: 42px; border-radius: 14px; color: var(--blue); background: var(--soft); font-weight: 800; }
.qualify-card h3 { margin: 0 0 10px; color: var(--blue-ink); font: 800 1.12rem/1.35 var(--font-display); }
.qualify-card p { margin: 0; color: var(--muted); font-size: .93rem; }

.options-section { position: relative; background: linear-gradient(145deg, #0c2354, #143a87 62%, #174a8b); overflow: hidden; }
.options-section::before { content: ""; position: absolute; width: 600px; height: 600px; right: -260px; top: -250px; border: 1px solid rgba(255,255,255,.12); border-radius: 50%; box-shadow: 0 0 0 70px rgba(255,255,255,.025), 0 0 0 140px rgba(255,255,255,.02); }
.options-grid { position: relative; display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.option-card { position: relative; min-height: 410px; display: flex; flex-direction: column; padding: 25px; border: 1px solid rgba(255,255,255,.13); border-radius: 23px; color: #fff; background: rgba(255,255,255,.075); backdrop-filter: blur(14px); transition: transform .35s ease, background .35s ease; }
.option-card:hover { transform: translateY(-9px); background: rgba(255,255,255,.12); }
.option-card.featured { border-color: rgba(94,224,114,.45); background: linear-gradient(160deg, rgba(34,162,57,.28), rgba(255,255,255,.08)); }
.option-number { position: absolute; top: 25px; right: 25px; color: rgba(255,255,255,.42); font-size: .75rem; font-weight: 800; letter-spacing: .12em; }
.option-icon { width: 55px; height: 55px; display: grid; place-items: center; margin: 36px 0 32px; border-radius: 16px; color: #fff; background: rgba(255,255,255,.12); font-size: 1.45rem; }
.option-card.featured .option-icon { background: var(--green); }
.option-card h3 { margin: 0 0 13px; font: 700 1.24rem/1.35 var(--font-display); }
.option-card p { margin: 0 0 14px; color: #bdc9e1; font-size: .9rem; }
.option-note { margin: 0 0 22px; color: #94a7c9; font-size: .74rem; line-height: 1.6; }
.why-grid { grid-template-columns: repeat(5, 1fr); }
.why-grid .option-card { min-height: 0; padding: 22px; }
.why-grid .option-icon { margin: 22px 0 20px; }
.card-link { margin-top: auto; padding: 13px 0 0; display: flex; justify-content: space-between; border: 0; border-top: 1px solid rgba(255,255,255,.16); color: #fff; background: none; cursor: pointer; font-weight: 700; font-size: .88rem; }
.card-link span { color: var(--green-light); transition: transform .25s ease; }
.card-link:hover span { transform: translateX(5px); }

.decision-section { background: #f7f9fd; }
.decision-grid { display: grid; grid-template-columns: .73fr 1.27fr; gap: 90px; align-items: start; }
.decision-copy { position: sticky; top: 125px; }
.decision-copy .btn { margin-top: 20px; }
.question-list { border-top: 1px solid #d9e1ee; }
.question-item { display: grid; grid-template-columns: 62px 1fr; gap: 17px; padding: 29px 6px; border-bottom: 1px solid #d9e1ee; }
.question-item > span { width: 45px; height: 45px; display: grid; place-items: center; border-radius: 13px; color: var(--blue); background: #e9f0ff; font-weight: 800; }
.question-item h3 { margin: 1px 0 7px; color: var(--blue-ink); font: 700 1.18rem var(--font-display); }
.question-item p { margin: 0; color: var(--muted); }

.trust-section { padding-top: 36px; background: #f7f9fd; }
.trust-card { position: relative; display: grid; grid-template-columns: .85fr 1.15fr; gap: 70px; padding: 70px; overflow: hidden; border-radius: 32px; color: #fff; background: linear-gradient(135deg, #163d90, #102d6e); box-shadow: 0 34px 75px rgba(18,48,112,.2); }
.trust-card::after { content: "✓"; position: absolute; right: -30px; bottom: -180px; color: rgba(255,255,255,.045); font: 800 30rem/1 var(--font-display); }
.trust-copy h2 { position: relative; z-index: 2; margin: 13px 0 0; font: 800 clamp(2.4rem, 4vw, 3.6rem)/1.08 var(--font-display); letter-spacing: -.05em; }
.trust-content { position: relative; z-index: 2; }
.trust-content > p { margin-top: 0; color: #d1dbf0; font-size: 1.05rem; }
.trust-tags { display: grid; grid-template-columns: 1fr 1fr; gap: 11px; margin: 27px 0; }
.trust-tags span { padding: 12px 14px; border: 1px solid rgba(255,255,255,.13); border-radius: 12px; background: rgba(255,255,255,.07); font-weight: 600; font-size: .88rem; }
.trust-tags span::first-letter { color: var(--green-light); }
.about-details { display: grid; gap: 11px; margin: 24px 0 0; padding: 0; list-style: none; }
.about-details li { color: #dbe5f8; font-size: .9rem; }
.about-details li span { display: block; color: #8fa6d4; font-size: .7rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; }
.about-details a { color: #a9e6b6; font-weight: 600; }
.about-details a:hover { text-decoration: underline; }

.process-section { overflow: hidden; }
.process-line { position: relative; display: grid; grid-template-columns: repeat(4, 1fr); gap: 32px; }
.process-line.steps-5 { grid-template-columns: repeat(5, 1fr); gap: 22px; }
.process-line.steps-5 .line-progress { left: 9%; right: 9%; }
.line-progress { position: absolute; top: 29px; left: 11%; right: 11%; height: 2px; background: #dce4f2; }
.line-progress::after { content: ""; position: absolute; inset: 0; background: linear-gradient(90deg, var(--blue), var(--green)); transform-origin: left; animation: progressLoop 5s ease-in-out infinite; }
.process-step { position: relative; text-align: center; }
.process-step > span { position: relative; z-index: 2; width: 59px; height: 59px; display: grid; place-items: center; margin: 0 auto 24px; border: 6px solid #fff; border-radius: 50%; color: #fff; background: var(--blue); box-shadow: 0 0 0 1px #d8e1f0; font-weight: 800; }
.process-step:last-child > span { background: var(--green); }
.process-step h3 { margin: 0 0 7px; color: var(--blue-ink); font: 700 1.04rem var(--font-display); }
.process-step p { max-width: 210px; margin: 0 auto; color: var(--muted); font-size: .9rem; }

.faq-section { background: #f5f8fe; }
.faq-grid { display: grid; grid-template-columns: .7fr 1.3fr; gap: 90px; align-items: start; }
.faq-intro { position: sticky; top: 125px; }
.faq-intro .btn { margin-top: 16px; }
.accordion { border-top: 1px solid #d6dfed; }
.faq-item { border-bottom: 1px solid #d6dfed; }
.faq-item button { width: 100%; display: flex; justify-content: space-between; align-items: center; gap: 25px; padding: 24px 0; border: 0; color: var(--blue-ink); background: transparent; cursor: pointer; text-align: left; font: 700 1.03rem/1.35 var(--font-display); }
.faq-item button i { width: 31px; height: 31px; flex: 0 0 auto; display: grid; place-items: center; border-radius: 50%; color: var(--blue); background: #e5ecfb; font-style: normal; }
.faq-answer { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .35s ease; }
.faq-answer p { min-height: 0; margin: 0; overflow: hidden; color: var(--muted); }
.faq-item.open .faq-answer { grid-template-rows: 1fr; }
.faq-item.open .faq-answer p { padding: 0 50px 23px 0; }

.final-cta { position: relative; padding: 100px 0; overflow: hidden; color: #fff; background: linear-gradient(110deg, #163d90, #174ba7 58%, #127c43); text-align: center; }
.final-cta::before { content: ""; position: absolute; inset: 0; opacity: .18; background-image: linear-gradient(115deg, transparent 45%, rgba(255,255,255,.2) 46%, transparent 47%); background-size: 52px 52px; }
.final-orb { position: absolute; width: 460px; height: 460px; top: -290px; left: 50%; border: 1px solid rgba(255,255,255,.18); border-radius: 50%; transform: translateX(-50%); box-shadow: 0 0 0 75px rgba(255,255,255,.03), 0 0 0 150px rgba(255,255,255,.025); }
.final-cta::after { content: ""; position: absolute; left: 50%; bottom: -430px; width: 640px; height: 640px; border-radius: 50%; transform: translateX(-50%); background: radial-gradient(circle, rgba(118,230,135,.22), transparent 62%); pointer-events: none; }
.final-inner { position: relative; z-index: 2; max-width: 920px; }
.final-inner h2 { margin: 15px auto; font: 800 clamp(2rem, 3.6vw, 3.1rem)/1.12 var(--font-display); letter-spacing: -.04em; }
.final-inner p { margin: 0 auto 31px; color: #dbe7ff; font-size: 1.06rem; }
.final-actions { display: flex; flex-wrap: wrap; justify-content: center; gap: 16px; }
.btn-ghost { color: #fff; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.55); }
.btn-ghost:hover { background: rgba(255,255,255,.18); }
.final-contact { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin: 48px 0 0; padding: 38px 0 0; border-top: 1px solid rgba(255,255,255,.16); list-style: none; text-align: left; }
.final-contact li { display: flex; align-items: center; gap: 13px; padding: 15px 17px; border: 1px solid rgba(255,255,255,.18); border-radius: 16px; background: rgba(255,255,255,.08); backdrop-filter: blur(10px); transition: background .25s ease, transform .25s ease; }
.final-contact li:hover { background: rgba(255,255,255,.15); transform: translateY(-3px); }
.final-contact i { width: 40px; height: 40px; flex: 0 0 auto; display: grid; place-items: center; border-radius: 12px; background: rgba(255,255,255,.14); font-style: normal; font-size: 1.02rem; }
.final-contact span { display: block; margin-bottom: 2px; color: #a9c0ea; font-size: .66rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
.final-contact a, .final-contact b { color: #fff; font-size: .9rem; font-weight: 700; }
.final-contact a:hover { text-decoration: underline; text-underline-offset: 3px; }
.final-contact li:last-child b { font-size: .8rem; line-height: 1.4; }

.check-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; margin: 18px 0 22px; padding: 0; list-style: none; }
.check-grid li { position: relative; padding: 11px 14px 11px 34px; border: 1px solid var(--line); border-radius: 12px; background: #fff; color: #3c4761; font-size: .89rem; font-weight: 600; }
.check-grid li::before { content: "✓"; position: absolute; left: 13px; color: var(--green); font-weight: 800; }
.section-note { color: #7a8597; font-size: .8rem; line-height: 1.6; }

.disclosure-section { padding: 70px 0; background: #f7f9fd; border-top: 1px solid var(--line); }
.disclosure-inner { max-width: 880px; }
.disclosure-inner p { margin: 12px 0 0; color: #66718a; font-size: .86rem; line-height: 1.7; }

.site-footer { padding: 55px 0 24px; color: #aab7d0; background: #081a3f; }
.footer-top { display: grid; grid-template-columns: auto 1fr auto; gap: 40px; align-items: center; padding-bottom: 34px; border-bottom: 1px solid rgba(255,255,255,.1); }
.footer-brand { width: 160px; padding: 7px 9px; border-radius: 8px; background: #fff; }
.footer-top p { margin: 0; font-size: .9rem; }
.footer-links { display: flex; gap: 22px; font-size: .85rem; }
.footer-links a:hover { color: #fff; }
.footer-bottom { display: flex; justify-content: space-between; gap: 30px; padding-top: 22px; font-size: .72rem; }
.footer-bottom p { margin: 0; }
.footer-bottom p:last-child { max-width: 620px; text-align: right; }

.floating-cta { position: fixed; right: 22px; bottom: 22px; z-index: 90; display: flex; align-items: center; gap: 12px; padding: 8px 8px 8px 18px; border: 0; border-radius: 999px; color: #fff; background: var(--blue-deep); box-shadow: 0 15px 40px rgba(10,34,82,.32); cursor: pointer; font-weight: 700; transition: transform .25s ease; }
.floating-cta:hover { transform: translateY(-3px); }
.floating-cta i { width: 38px; height: 38px; display: grid; place-items: center; border-radius: 50%; background: var(--green); font-style: normal; }

.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 15px; }
.form-grid label, .form-grid label span { display: block; }
.form-grid label span { margin-bottom: 6px; color: #39445a; font-size: .8rem; font-weight: 700; }
.form-grid .full { grid-column: 1 / -1; }
input, select { width: 100%; height: 49px; padding: 0 13px; border: 1px solid #d6dfed; border-radius: 10px; color: var(--ink); background: #fbfcff; outline: none; transition: border-color .2s ease, box-shadow .2s ease; }
input:focus, select:focus { border-color: var(--blue); box-shadow: 0 0 0 4px rgba(35,77,165,.09); }
.invalid { border-color: #cc3152 !important; }
.invalid:focus { box-shadow: 0 0 0 4px rgba(204,49,82,.10); }
.field-error { display: block; margin-top: 5px; color: #e11900; font-size: .72rem; font-weight: 600; line-height: 1.3; }
/* Beat `.form-grid label span` (higher specificity) so the message stays red. */
.form-grid label .field-error { margin-bottom: 0; color: #e11900; font-size: .72rem; font-weight: 600; }
.field-error:empty { display: none; }
.consent > span:not(.field-error) { flex: 1; min-width: 0; }
.consent .field-error { flex: 0 0 100%; margin-top: 2px; }
.consent { display: flex; flex-wrap: wrap; align-items: flex-start; gap: 9px; margin: 18px 0; color: #6f7b90; font-size: .75rem; }
.consent input { width: 17px; height: 17px; flex: 0 0 auto; margin-top: 2px; accent-color: var(--blue); }
.consent a { color: var(--blue); font-weight: 700; text-decoration: underline; text-underline-offset: 2px; }
.form-error { min-height: 20px; margin-bottom: 8px; color: #e11900; font-size: .8rem; }
.btn-submit { width: 100%; }
.success-toast { position: fixed; z-index: 1100; right: 22px; bottom: 22px; display: flex; align-items: center; gap: 12px; width: min(360px, calc(100% - 40px)); padding: 14px; border: 1px solid #dbe8df; border-radius: 15px; background: #fff; box-shadow: var(--shadow); transform: translateY(140%); opacity: 0; transition: transform .35s ease, opacity .35s ease; }
.success-toast.show { transform: none; opacity: 1; }
.success-toast > span { width: 38px; height: 38px; display: grid; place-items: center; flex: 0 0 auto; border-radius: 50%; color: #fff; background: var(--green); font-weight: 800; }
.success-toast b, .success-toast small { display: block; }
.success-toast b { color: var(--blue-ink); }
.success-toast small { color: var(--muted); }

/* Legal pages (Terms & Conditions) */
.legal-nav-actions { display: flex; align-items: center; gap: 24px; margin-left: auto; }
.legal-hero { padding: 66px 0 48px; background: radial-gradient(circle at 85% 10%, rgba(34,79,173,.12), transparent 40%), linear-gradient(150deg, #fff, #f4f8ff 70%, #eef4ff); border-bottom: 1px solid rgba(35,77,165,.1); }
.legal-hero h1 { margin: 16px 0 12px; color: var(--blue-ink); font: 800 clamp(2.3rem, 5vw, 3.6rem)/1.08 var(--font-display); letter-spacing: -.045em; }
.legal-updated { margin: 0 0 22px; color: var(--muted); font-size: .85rem; font-weight: 600; }
.legal-intro { max-width: 760px; margin: 0 0 12px; color: #58647b; font-size: 1.04rem; }
.legal-layout { display: grid; grid-template-columns: 270px 1fr; gap: 64px; align-items: start; padding: 64px 0 96px; }
.legal-toc { position: sticky; top: 108px; padding: 22px 24px; border: 1px solid var(--line); border-radius: 18px; background: var(--soft); }
.legal-toc h2 { margin: 0 0 12px; color: var(--blue-ink); font: 800 .76rem/1 var(--font-display); letter-spacing: .14em; text-transform: uppercase; }
.legal-toc ol { margin: 0; padding-left: 20px; color: var(--muted); font-size: .86rem; }
.legal-toc li { margin-bottom: 7px; }
.legal-toc a:hover { color: var(--blue); }
.legal-body { max-width: 780px; }
.legal-body section { scroll-margin-top: 104px; }
.legal-body section + section { margin-top: 44px; padding-top: 44px; border-top: 1px solid var(--line); }
.legal-body h2 { display: flex; gap: 12px; margin: 0 0 16px; color: var(--blue-ink); font: 800 1.42rem/1.3 var(--font-display); letter-spacing: -.02em; }
.legal-body h2 span { flex: 0 0 auto; color: var(--blue); }
.legal-body p { margin: 0 0 14px; color: #4d596e; }
.legal-body ul { margin: 0 0 16px; padding-left: 0; list-style: none; }
.legal-body ul li { position: relative; padding-left: 26px; margin-bottom: 8px; color: #4d596e; }
.legal-body ul li::before { content: ""; position: absolute; left: 6px; top: .66em; width: 7px; height: 7px; border-radius: 50%; background: var(--green); }
.legal-emphasis { padding: 14px 18px; border-left: 3px solid var(--blue); border-radius: 0 10px 10px 0; background: var(--soft); color: var(--blue-ink) !important; font-weight: 600; }
.legal-body p a { color: var(--blue); font-weight: 600; text-decoration: underline; text-underline-offset: 3px; }
.legal-contact { display: grid; gap: 10px; }
.legal-contact li { padding-left: 0 !important; }
.legal-contact li::before { display: none; }
.legal-contact span { display: block; color: var(--muted); font-size: .74rem; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; }
.legal-contact a { color: var(--blue); font-weight: 600; }
.legal-contact a:hover { text-decoration: underline; }
.legal-notice { padding: 22px 24px; border: 1px solid rgba(35,77,165,.16); border-radius: 16px; background: var(--soft); }
.legal-notice p:last-child { margin-bottom: 0; }

.reveal { opacity: 0; transform: translateY(24px); transition: opacity .75s ease, transform .75s cubic-bezier(.2,.8,.2,1); }
.reveal.visible { opacity: 1; transform: none; }
.delay-1 { transition-delay: .08s; }
.delay-2 { transition-delay: .16s; }
.delay-3 { transition-delay: .24s; }

@keyframes bounce { 0%,100% { transform: translateY(0); } 50% { transform: translateY(4px); } }
@keyframes ticker { to { transform: translateX(-50%); } }
@keyframes runAcross { from { left: -70px; } to { left: calc(100% + 50px); } }
@keyframes runnerBob { 0%, 100% { transform: translateY(1px); } 50% { transform: translateY(-2px); } }
@keyframes progressLoop { 0% { transform: scaleX(0); } 70%,100% { transform: scaleX(1); } }

@media (max-width: 1024px) {
  .desktop-nav { display: none; }
  .nav-wrap > .btn { margin-left: auto; }
  .hero { padding-top: 44px; }
  .hero-copy { padding-top: 62px; }
  .hero-actions { gap: 14px 16px; }
  .hero-actions .btn { padding: 14px 16px; font-size: .88rem; }
  .hero-actions .text-link { font-size: .88rem; }
  .hero-grid { gap: 34px; }
  .hero h1 { font-size: clamp(2rem, 3.8vw, 2.9rem); }
  .hero-form-card { padding: 26px 24px; }
  .hero-form-card .form-grid { grid-template-columns: 1fr; }
  .qualify-grid, .options-grid, .why-grid { grid-template-columns: 1fr 1fr; }
  .option-card { min-height: 350px; }
  .why-grid .option-card { min-height: 0; }
  .process-line.steps-5 { grid-template-columns: repeat(3, 1fr); row-gap: 34px; }
  .process-line.steps-5 .line-progress { display: none; }
  .check-grid { grid-template-columns: repeat(2, 1fr); }
  .final-contact { grid-template-columns: 1fr 1fr; }
  .final-contact li:last-child { grid-column: 1 / -1; }
  .decision-grid, .faq-grid { gap: 55px; }
  .trust-card { padding: 55px; gap: 45px; }
  .legal-layout { grid-template-columns: 1fr; gap: 34px; padding: 48px 0 76px; }
  .legal-toc { position: static; }
}

@media (max-width: 760px) {
  .container { width: min(100% - 30px, 620px); }
  .site-header { position: sticky; }
  .nav-wrap { min-height: 70px; gap: 12px; }
  .brand { width: 142px; }
  .nav-wrap > .btn { display: none; }
  .menu-toggle { display: flex; width: 42px; height: 42px; margin-left: auto; padding: 10px; flex-direction: column; justify-content: center; gap: 5px; border: 0; border-radius: 10px; background: #eef3fc; }
  .menu-toggle span { width: 100%; height: 2px; background: var(--blue-deep); transition: transform .25s ease, opacity .25s ease; }
  .menu-toggle.active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  .menu-toggle.active span:nth-child(2) { opacity: 0; }
  .menu-toggle.active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
  .mobile-nav { display: flex; flex-direction: column; gap: 2px; max-height: 0; padding-inline: 15px; overflow: hidden; visibility: hidden; background: #fff; border-top: 1px solid rgba(30,64,130,.08); transition: max-height .32s ease, padding .32s ease, visibility .32s ease; }
  .mobile-nav.open { max-height: 360px; padding-block: 10px 20px; visibility: visible; }
  .mobile-nav a { padding: 12px 6px; color: #3b465a; font-weight: 600; border-bottom: 1px solid rgba(30,64,130,.07); }
  .mobile-nav .btn { width: 100%; margin-top: 12px; }
  .hero { padding: 34px 0 12px; }
  .hero-copy { padding-top: 0; }
  .hero-grid { grid-template-columns: 1fr; gap: 38px; }
  .hero-copy { text-align: center; }
  .hero h1 { font-size: clamp(1.9rem, 7.4vw, 2.6rem); }
  .hero-points { flex-direction: column; align-items: center; }
  .hero-hours { text-align: center; }
  .hero-lead { font-size: 1.02rem; }
  .hero-actions { flex-direction: column; gap: 17px; }
  .hero-actions .btn { white-space: normal; }
  .hero-points { justify-content: center; gap: 11px 15px; }
  .hero-form-card { padding: 22px 18px; scroll-margin-top: 84px; }
  .hero-disclaimer { margin-top: 20px; }
  .ticker-row { min-height: 50px; }
  .ticker { gap: 26px; animation-duration: 20s; }
  .ticker span { font-size: .82rem; }
  .ticker i { font-size: 1.2rem; }
  .section { padding: 78px 0; }
  .section-heading { margin-bottom: 36px; }
  .section-heading.split { grid-template-columns: 1fr; gap: 18px; }
  .section-heading h2, .decision-copy h2, .faq-intro h2 { font-size: clamp(2rem, 9vw, 3rem); }
  .qualify-grid, .options-grid, .why-grid { grid-template-columns: 1fr; }
  .qualify-card { min-height: 0; }
  .card-icon { margin-bottom: 25px; }
  .option-card { min-height: 335px; }
  .why-grid .option-card { min-height: 0; }
  .check-grid { grid-template-columns: 1fr; }
  .disclosure-section { padding: 52px 0; }
  .decision-grid, .faq-grid, .trust-card { grid-template-columns: 1fr; gap: 38px; }
  .decision-copy, .faq-intro { position: static; }
  .trust-card { padding: 39px 25px; border-radius: 24px; }
  .trust-tags { grid-template-columns: 1fr; }
  .process-line, .process-line.steps-5 { grid-template-columns: 1fr; gap: 22px; }
  .process-line.steps-5 .line-progress { display: block; }
  .line-progress { top: 20px; bottom: 20px; left: 26px; right: auto; width: 2px; height: auto; }
  .line-progress::after { transform-origin: top; animation-name: progressLoopVertical; }
  .process-step { display: grid; grid-template-columns: 53px 1fr; gap: 18px; text-align: left; }
  .process-step > span { width: 53px; height: 53px; margin: 0; }
  .process-step h3 { margin-top: 4px; }
  .process-step p { grid-column: 2; max-width: none; margin: -24px 0 0; }
  .faq-item.open .faq-answer p { padding-right: 0; }
  .final-cta { padding: 78px 0; }
  .final-contact { grid-template-columns: 1fr; gap: 11px; margin-top: 36px; padding-top: 30px; }
  .final-contact li:last-child { grid-column: auto; }
  .footer-top { grid-template-columns: 1fr; gap: 22px; }
  .footer-links { flex-wrap: wrap; }
  .footer-bottom { flex-direction: column; gap: 11px; }
  .footer-bottom p:last-child { text-align: left; }
  .floating-cta { right: 15px; bottom: 15px; }
  .floating-cta span { display: none; }
  .floating-cta { padding: 7px; }
  .floating-cta i { width: 44px; height: 44px; }
  .form-grid { grid-template-columns: 1fr; gap: 12px; }
  .form-grid .full { grid-column: auto; }
  .legal-nav-actions { gap: 14px; }
  .legal-nav-actions .text-link { display: none; }
  .legal-hero { padding: 44px 0 34px; }
  .legal-intro { font-size: .98rem; }
  .legal-layout { padding: 36px 0 62px; }
  .legal-toc { padding: 18px 20px; }
  .legal-body h2 { font-size: 1.22rem; }
  .legal-body section + section { margin-top: 34px; padding-top: 34px; }
  .legal-notice, .legal-emphasis { padding: 16px 18px; }
}

@keyframes progressLoopVertical { 0% { transform: scaleY(0); } 70%,100% { transform: scaleY(1); } }

@media (max-width: 390px) {
  .hero h1 { font-size: 1.8rem; }
  .hero-points { align-items: flex-start; flex-direction: column; padding-left: 28px; }
  .hero-form-card { padding: 20px 15px; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .reveal { opacity: 1; transform: none; }
  .ticker { animation: none !important; }
  .runner, .runner svg { animation: none !important; }
  .runner { left: 26px !important; }
}