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Privacy Policy

Effective date: 19 September 2026

Pearls Pro (“pearlspro”, “we”, “us” or “our”) respects your privacy and is committed to protecting the personal information you provide when you use our website, submit an enquiry or request assistance regarding health insurance options.

On this page

  1. Information We Collect
  2. How We Use Your Information
  3. Contact and Communication Consent
  4. Sharing of Information
  5. Sensitive Information
  6. Cookies and Website Technologies
  7. Advertising and Analytics
  8. Data Security
  9. Data Retention
  10. Third-Party Websites
  11. Your Information
  12. Children’s Information
  13. Changes to This Privacy Policy
  14. Contact Us
  15. Important Notice

1. Information We Collect

When you submit an enquiry or interact with our website, we may collect information such as:

  • Full name
  • Mobile number
  • Email address
  • City
  • Age or age group
  • Number of people to be covered
  • Current health insurance information
  • Coverage requirement
  • Purchase or renewal preference
  • Information you provide regarding your insurance enquiry

Please provide only information that is relevant and necessary for your enquiry.

2. How We Use Your Information

Information submitted through our website may be used to:

  • Respond to your health insurance enquiry
  • Contact you regarding the information or assistance requested
  • Understand your stated insurance requirements
  • Provide information about available health insurance options
  • Assist with comparison or application enquiries
  • Communicate regarding your enquiry, where permitted
  • Improve our website, enquiry process and customer experience

Submitting an enquiry does not automatically mean that a policy will be issued or that any particular insurance product will be recommended or approved.

3. Contact and Communication Consent

When you submit an enquiry form, you acknowledge that Pearls Pro may contact you regarding your enquiry using the contact information provided by you, subject to applicable consent and communication requirements.

You may request that we stop contacting you for future enquiry-related communications, subject to applicable legal or regulatory requirements.

4. Sharing of Information

We may share relevant information with insurance providers or other service parties where reasonably necessary to respond to your enquiry, assist with an insurance application, provide requested information or perform related services, subject to applicable requirements.

Insurance policies are issued by the respective insurance providers. Their own privacy policies and terms may also apply when your information is provided directly to them.

We do not represent that every insurance provider or third-party service has identical privacy practices.

5. Sensitive Information

Health insurance enquiries may involve information relating to age, medical information or other information relevant to insurance eligibility and underwriting.

Please do not submit unnecessary medical or sensitive personal information through general website forms.

Where additional information is required for an insurance application or underwriting process, such information may be collected and processed according to the applicable insurer’s requirements and privacy practices.

6. Cookies and Website Technologies

Our website or advertising/analytics service providers may use cookies, pixels or similar technologies to operate the website, understand website usage, measure advertising performance and improve user experience.

The specific technologies used may change depending on the website configuration and services integrated with the website.

7. Advertising and Analytics

We may use advertising and analytics services to understand how visitors interact with our website and to measure enquiries generated through advertising campaigns.

Where applicable, these services may process technical or browsing information according to their own policies and applicable settings.

8. Data Security

We take reasonable measures to protect information submitted through our website from unauthorised access, misuse, alteration or disclosure.

However, no website, electronic transmission or storage system can be guaranteed to be completely secure.

9. Data Retention

We may retain enquiry information for as long as reasonably necessary to respond to enquiries, provide requested assistance, maintain business records, comply with applicable legal or regulatory requirements, resolve disputes and protect our legitimate interests.

The retention period may vary depending on the nature of the information and the purpose for which it was collected.

10. Third-Party Websites

Our website may contain links or references to websites operated by insurance providers or other third parties.

Pearls Pro is not responsible for the privacy practices, content or security of third-party websites. Users should review the applicable third party’s privacy policy before providing personal information.

11. Your Information

Subject to applicable law and requirements, you may contact us regarding personal information that you have provided through our website and request appropriate clarification or correction where applicable.

12. Children’s Information

Our website is intended for general users seeking information about health insurance. We do not knowingly request unnecessary personal information from children.

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our website, services, legal requirements or privacy practices.

Any updated version will be published on this page with the revised effective date.

14. Contact Us

For privacy-related questions or requests, you can contact Pearls Pro:

  • Business namePearls Pro
  • Business address1st Floor, National Flag Building, Near Eagle Mobile, Gopalakrishnan Street, Adambakkam, Chennai-600088, Tamil Nadu
  • Phone+91 89254 56897
  • Emailinfo@pearlspro.in
  • Service areaTamil Nadu

15. Important Notice

This Privacy Policy explains how Pearls Pro may collect and use information submitted through its website and enquiry channels.

The privacy practices of individual insurance providers, advertising platforms, analytics providers and other third parties may be governed by their respective privacy policies and terms.

By submitting information through the website, you acknowledge this Privacy Policy and the applicable terms relating to your enquiry and communication.

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Insurance benefits, eligibility, premiums and coverage are subject to the respective insurer's policy terms and underwriting.